About A.B.S. Global Factoring AG
An informational resource built on decades of experience with how growth-stage and family-run businesses actually manage cash flow.
From a single client to a body of knowledge serving the Mittelstand
What began in 1996 as a small, one-person operation with a single client grew into an organisation with deep, practical experience in receivables-based financing. That hands-on history shapes how we explain factoring today: not as abstract theory, but as a set of tools that real businesses use to manage growth.
We understand the pressure of being asked for longer payment terms by customers while suppliers expect to be paid sooner. We have seen how that gap, left unmanaged, can slow down otherwise healthy companies. This website exists to make that knowledge accessible, in plain language, to anyone evaluating their financing options.
Principles behind the information we publish
Practical Experience
Our explanations are grounded in how factoring is actually used by SMEs, not in marketing language.
Transparency
We are upfront about what factoring can and cannot do, including its costs and limitations.
Responsible Growth
We frame liquidity as a tool for sustainable growth, not as a substitute for sound business fundamentals.
Built for owners, founders and finance teams
Whether you run a manufacturing business waiting on long payment terms, a fast-growing services company scaling its team, or a finance department evaluating financing alternatives to a bank line, the information here is designed to be useful without requiring you to sign up for anything.
Small and medium-sized enterprises
Companies looking to understand how receivables financing works in practice.
Finance and treasury teams
Professionals comparing factoring against other working-capital tools.
Students and researchers
Anyone seeking a clear, neutral explanation of factoring terminology and mechanics.
A.B.S. Global Factoring AG, as presented on this website, provides general information only. We do not process applications, extend credit, or offer any paid service through this site. For guidance specific to your situation, please consult a qualified financial advisor.